Are there any legal requirements to debt settlement?

Related FAQs

Can I negotiate a reduced settlement amount?
Is debt settlement reported to credit bureaus?
Can I negotiate more than one debt settlement at once?
What if I can’t pay the full amount of a debt settlement?
Are there any laws governing debt settlement?
How long will it take to settle a debt?
How do I know if a debt settlement company is legitimate?
How do I stop debt collection calls during the settlement process?
Are there any programs offering debt settlement help?
Do I need to hire a lawyer to negotiate a debt settlement?

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