Are there any alternatives to debt settlement?

Related FAQs

What is a lump-sum debt settlement and how does it work?
Is debt settlement reported to credit bureaus?
What happens if I can’t afford to settle the debt in full?
What is debt settlement law?
What is the average time frame for debt settlement negotiations?
Are there any potential risks if I choose not to settle my debts?
What if the creditor refuses to settle the debt?
What is the best way to negotiate a debt settlement?
Can I negotiate a debt settlement on my own?
Is it possible to settle a debt for less than the amount owed?

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