What is a lump-sum debt settlement and how does it work?

Related FAQs

Are there any programs offering debt settlement help?
Does debt settlement hurt my chances of obtaining new credit?
What is debt settlement law?
Is debt settlement better than bankruptcy?
What documents do I need to provide during a debt settlement process?
What should I do if I can’t agree on a settlement amount?
What if the creditor refuses to settle the debt?
What is a deemed satisfaction and how does that apply to debt settlement?
How do I make sure I receive a fair settlement from my creditors?
What happens if I miss a payment on a debt settlement?

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