What is the difference between debt negotiation and debt settlement?

Related FAQs

How do I know if a debt settlement company is legitimate?
When can I start making payments on my debt settlement?
How can I monitor my progress during a debt settlement process?
Can I negotiate a lower principal balance as part of a debt settlement?
Is it possible to settle a debt for less than the amount owed?
Are there any risks associated with using a debt settlement firm?
What if I can’t pay the full amount of a debt settlement?
How do I know if a debt settlement company is reputable?
Are there any tax consequences to debt settlement?
Are there any potential risks if I choose not to settle my debts?

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