What is the difference between debt settlement and debt consolidation?

Related FAQs

What happens if I miss a payment on a debt settlement?
What is a “hardship program” and how can it help with debt settlement?
How can I make a debt settlement offer more attractive to creditors?
What is the difference between debt settlement and debt management?
Are there any risks associated with using a debt settlement firm?
Can I be sued while in the process of settling a debt?
How much should I expect to pay for a debt settlement service?
Are there any alternatives to debt settlement?
What are the guidelines for debt settlement under law?
Can I settle a debt if I’m unemployed?

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