What are the guidelines for debt settlement under law?

Related FAQs

What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Are there any potential risks if I choose not to settle my debts?
How does debt settlement impact my credit score?
Do I have to pay taxes on debt settled through negotiations?
How can I learn more about debt settlement laws in my state?
Who should I contact to settle my debt?
What is the difference between debt settlement and debt consolidation?
Are there any alternatives to debt settlement?
Can I negotiate a debt settlement without the help of an attorney?
How can I ensure I don’t fall behind on payments during the settlement process?

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