What is the difference between debt negotiation and debt settlement?

Related FAQs

When is it best to pursue debt settlement?
What fees are associated with debt settlement?
Are there any drawbacks to settling a debt?
Can creditors refuse to negotiate a debt settlement?
Do I have to pay taxes on debt settled through negotiations?
Is debt settlement a good way to reduce debt?
Are there any laws governing debt settlement?
Are there any alternatives to debt settlement?
Is there a statute of limitations on debt settlement?
What are the guidelines for debt settlement under law?

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