Is debt settlement a good way to reduce debt?

Related FAQs

Is debt settlement a better solution than bankruptcy?
Can I be sued while in the process of settling a debt?
What penalties or interest can creditors charge when settling debt?
Do I need to hire a lawyer to negotiate a debt settlement?
Are there any alternatives to debt settlement?
Can I negotiate more than one debt settlement at once?
What is a deemed satisfaction and how does that apply to debt settlement?
How do I know if a debt settlement company is legitimate?
What fees are associated with debt settlement?
What should I do if a creditor refuses to negotiate a debt settlement?

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