What penalties or interest can creditors charge when settling debt?

Related FAQs

What is the best way to negotiate a debt settlement?
Do I have to pay taxes on debt settled through negotiations?
How do I protect my credit score during a debt settlement?
Are there any legal requirements to debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
Can creditors refuse to negotiate a debt settlement?
Can I negotiate a debt settlement on my own?
How does debt settlement impact my credit score?
Is debt settlement reported to credit bureaus?
What happens if I miss a payment on a debt settlement?

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