What documents do I need to provide during a debt settlement process?

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What should I look for in a good debt settlement company?
What is an unsecured debt and how does it impact debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
What if the creditor refuses to settle the debt?
Can I be sued while in the process of settling a debt?
What should I do if I can’t agree on a settlement amount?
Are there any programs offering debt settlement help?
What is a “hardship program” and how can it help with debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
Can I negotiate debt settlement with multiple creditors at once?

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