Is debt settlement better than bankruptcy?

Related FAQs

Can I negotiate a debt settlement without the help of an attorney?
What should I do if a creditor refuses to negotiate a debt settlement?
What is a debt settlement plan and how does it work?
Are there any risks associated with using a debt settlement firm?
What happens if I can’t afford to settle the debt in full?
Are there any ways to avoid paying for a debt settlement service?
Are there any costs associated with a successful debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
What is the average debt settlement amount?
Is there a minimum debt amount to qualify for debt settlement?

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