Is debt settlement better than bankruptcy?

Related FAQs

Does debt settlement hurt my chances of obtaining new credit?
What is an unsecured debt and how does it impact debt settlement?
Are there any legal risks associated with debt settlement?
What is the best way to document a debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
Can I negotiate more than one debt settlement at once?
What is a “hardship program” and how can it help with debt settlement?
Can I negotiate a lower interest rate as part of a debt settlement?
What is the best way to negotiate a debt settlement?
How do I protect my credit score during a debt settlement?

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