Is debt settlement better than bankruptcy?

Related FAQs

Are there any legal requirements to debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
Can I negotiate a reduced settlement amount?
Is debt settlement reported to credit bureaus?
What are the potential consequences of a failed debt settlement?
Who should I contact to settle my debt?
How do I know if a debt settlement company is legitimate?
How will I know if a debt settlement offer is fair?
How do I find out the balance of my debt?
When can I start making payments on my debt settlement?

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