What is the difference between debt settlement and debt management?

Related FAQs

Are there any potential risks if I choose not to settle my debts?
What is a “hardship program” and how can it help with debt settlement?
What is the best way to document a debt settlement?
Is debt settlement a better solution than bankruptcy?
Is debt settlement better than bankruptcy?
Can I negotiate a lower principal balance as part of a debt settlement?
How do I know if debt settlement is right for me?
How do I find out the balance of my debt?
Are there any tax implications of debt settlement?
How do I know if a debt settlement company is legitimate?

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