What is a “hardship program” and how can it help with debt settlement?

Related FAQs

How do I protect my credit score during a debt settlement?
What documents do I need to provide during a debt settlement process?
Can I negotiate debt settlement with multiple creditors at once?
Are there any ways to avoid paying for a debt settlement service?
Can I negotiate a debt settlement over the phone?
How much money can I save by settling a debt?
Are there any programs offering debt settlement help?
Are there any tax implications of debt settlement?
What is the difference between debt settlement and debt consolidation?
How does debt settlement impact my credit score?

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