What is a “hardship program” and how can it help with debt settlement?

Related FAQs

What documents do I need to provide during a debt settlement process?
What happens if I can’t afford to settle the debt in full?
What is the process for appealing a denied debt settlement?
Can I negotiate a lower interest rate as part of a debt settlement?
What are the risks of choosing to settle a debt?
How do I know if I have been approved for a debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
Can a creditor challenge a debt settlement?
What will happen to my credit score after a successful debt settlement?
How do I find out the balance of my debt?

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