How does a creditor determine if a debt should be settled?

Related FAQs

How will I know if a debt settlement offer is fair?
Are there any ways to avoid paying for a debt settlement service?
How long will it take to settle a debt?
What should I look for in a good debt settlement company?
How does a creditor determine if a debt should be settled?
What is the difference between debt settlement and debt consolidation?
Are there any services that can help me with a debt settlement?
Are there any tax consequences to debt settlement?
How do I find out the balance of my debt?
What if the creditor refuses to settle the debt?

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