How does a creditor determine if a debt should be settled?

Related FAQs

Can creditors refuse to negotiate a debt settlement?
How do I protect my credit score during a debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
Can I negotiate a reduced settlement amount?
How does a creditor determine if a debt should be settled?
What is the difference between debt settlement and debt management?
What documents do I need to provide during a debt settlement process?
How do I stop debt collection calls during the settlement process?
Can I negotiate a debt settlement on my own?
What should I look for in a good debt settlement company?

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