How does a creditor determine if a debt should be settled?

Related FAQs

What is the average debt settlement amount?
Can I negotiate a reduced settlement amount?
Can I negotiate a debt settlement on my own?
Are there any discounts available for debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Is there any way to expedite the debt settlement process?
What should I do if I can’t agree on a settlement amount?
When is it best to pursue debt settlement?
How long does it take to complete a debt settlement?
How do I know if a debt settlement company is reputable?

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