Can I negotiate a debt settlement without a debt settlement company?

Related FAQs

Are there any legal risks associated with debt settlement?
How long will it take to settle a debt?
What are my rights and options when it comes to settling debt?
Can I settle a debt if I’m unemployed?
How do I know if I have been approved for a debt settlement?
Is there any way to expedite the debt settlement process?
Do I need to hire a lawyer to negotiate a debt settlement?
Can I negotiate a debt settlement over the phone?
Is it possible to settle a debt for less than the amount owed?
How much should I expect to pay for a debt settlement service?

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