How does a creditor determine if a debt should be settled?

Related FAQs

Should I use a debt settlement company or negotiate directly with my creditors?
How much money can I save by settling a debt?
Are there any legal requirements to debt settlement?
Do I need to hire a lawyer to negotiate a debt settlement?
Can I negotiate a debt settlement on my own?
How do I stop debt collection calls during the settlement process?
Are there any alternatives to debt settlement?
How much should I expect to pay for a debt settlement service?
How can I monitor my progress during a debt settlement process?
Does debt settlement hurt my chances of obtaining new credit?

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