How does a creditor determine if a debt should be settled?

Related FAQs

What fees are associated with debt settlement?
Are there any discounts available for debt settlement?
Are there any alternatives to debt settlement?
What is debt settlement law?
What documents do I need to provide during a debt settlement process?
What is a deemed satisfaction and how does that apply to debt settlement?
How do I protect my credit score during a debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Can a creditor challenge a debt settlement?
Can I negotiate multiple debts at once during the settlement process?

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