How do I report a debt settlement to the IRS?

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How quickly can I expect to see results from a debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
Is there any way to expedite the debt settlement process?
How do I know if a debt settlement company is reputable?
Are there any laws governing debt settlement?
What documents do I need to provide during a debt settlement process?
What is a deemed satisfaction and how does that apply to debt settlement?
Can a debt settlement company guarantee a successful settlement?
How can I learn more about debt settlement laws in my state?
What will happen to my credit score after a successful debt settlement?

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