What if the creditor refuses to settle the debt?

Related FAQs

What penalties or interest can creditors charge when settling debt?
What are my rights and options when it comes to settling debt?
Are there any legal risks associated with debt settlement?
Can a debt settlement company guarantee a successful settlement?
Are there any drawbacks to settling a debt?
Do I need to hire a lawyer to negotiate a debt settlement?
Are there any potential risks if I choose not to settle my debts?
How do I report a debt settlement to the IRS?
Can I negotiate debt settlement with multiple creditors at once?
How can I learn more about debt settlement laws in my state?

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