What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Are there any laws governing debt settlement?
Can I negotiate multiple debts at once during the settlement process?
Can I negotiate a debt settlement without a debt settlement company?
What is an unsecured debt and how does it impact debt settlement?
How much should I expect to pay for a debt settlement service?
Should I be wary of any companies offering “instant” debt settlement?
Are there any potential risks if I choose not to settle my debts?
What if I can’t pay the full amount of a debt settlement?
What is a “hardship program” and how can it help with debt settlement?
How do I find out the balance of my debt?

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