What if the creditor refuses to settle the debt?

Related FAQs

Can creditors refuse to negotiate a debt settlement?
Is debt settlement a better solution than bankruptcy?
How can I monitor my progress during a debt settlement process?
How can I make a debt settlement offer more attractive to creditors?
What is the difference between debt negotiation and debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Who should I contact to settle my debt?
What is the process for appealing a denied debt settlement?
What is the difference between debt settlement and debt management?
How do I know if I have been approved for a debt settlement?

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