What if the creditor refuses to settle the debt?

Related FAQs

When can I start making payments on my debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
How do I report a debt settlement to the IRS?
What is debt settlement law?
Do I have to pay taxes on debt settled through negotiations?
How do I know if a debt settlement company is legitimate?
How do I stop debt collection calls during the settlement process?
What is the best way to negotiate a debt settlement?
What penalties or interest can creditors charge when settling debt?
How does a creditor determine if a debt should be settled?

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