Are there any laws governing debt settlement?

Related FAQs

What is the best way to negotiate a debt settlement?
How can I learn more about debt settlement laws in my state?
Can I negotiate a debt settlement over the phone?
Is there any way to expedite the debt settlement process?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What should I do if a creditor refuses to negotiate a debt settlement?
Do I need to hire a lawyer to negotiate a debt settlement?
Can I negotiate a debt settlement without the help of an attorney?
Are there any services that can help me with a debt settlement?
What penalties or interest can creditors charge when settling debt?

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