Do I need to hire a lawyer to negotiate a debt settlement?

Related FAQs

Can I negotiate more than one debt settlement at once?
What happens if I can’t afford to settle the debt in full?
Can creditors refuse to negotiate a debt settlement?
What if I can’t pay the full amount of a debt settlement?
Are there any costs associated with a successful debt settlement?
Are there any laws governing debt settlement?
What penalties or interest can creditors charge when settling debt?
What if the creditor refuses to settle the debt?
What are the risks of choosing to settle a debt?
What are my rights and options when it comes to settling debt?

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