Are there any laws governing debt settlement?

Related FAQs

Does debt settlement hurt my chances of obtaining new credit?
How does a creditor determine if a debt should be settled?
Do I need to hire a lawyer to negotiate a debt settlement?
Are there any risks associated with using a debt settlement firm?
How long does it take to complete a debt settlement?
How do I know if a debt settlement company is reputable?
What are my rights and options when it comes to settling debt?
What is the difference between debt settlement and debt consolidation?
What happens if I miss a payment on a debt settlement?
Is it possible to settle a debt for less than the amount owed?

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