Can I negotiate a debt settlement without the help of an attorney?

Related FAQs

What fees will I pay if I use a debt settlement company?
Are there any alternatives to debt settlement?
What if the creditor refuses to settle the debt?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What is a lump-sum debt settlement and how does it work?
Should I be wary of any companies offering “instant” debt settlement?
Is debt settlement a better solution than bankruptcy?
Can I negotiate debt settlement with multiple creditors at once?
How do I report a debt settlement to the IRS?
How do I know if I have been approved for a debt settlement?

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