What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

Are there any services that can help me with a debt settlement?
Can I negotiate more than one debt settlement at once?
What is the average time frame for debt settlement negotiations?
Are there any legal risks associated with debt settlement?
Is it possible to settle a debt for less than the amount owed?
Should I use a debt settlement company or negotiate directly with my creditors?
How does a creditor determine if a debt should be settled?
Is there a minimum debt amount to qualify for debt settlement?
How long will it take to settle a debt?
What is debt settlement law?

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