What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

Can a creditor challenge a debt settlement?
How do I know if a debt settlement company is reputable?
Is debt settlement better than bankruptcy?
What fees will I pay if I use a debt settlement company?
How quickly can I expect to see results from a debt settlement?
What is debt settlement law?
How does a creditor determine if a debt should be settled?
Are there any ways to avoid paying for a debt settlement service?
Are there any programs offering debt settlement help?
Can I be sued while in the process of settling a debt?

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