What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

How do I stop debt collection calls during the settlement process?
Are there any tax implications of debt settlement?
How long will it take to settle a debt?
Can I negotiate multiple debts at once during the settlement process?
Can I negotiate a debt settlement over the phone?
Can I negotiate a debt settlement on my own?
How does debt settlement impact my credit score?
Is debt settlement better than bankruptcy?
When is it best to pursue debt settlement?
What happens if I miss a payment on a debt settlement?

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