Can I negotiate a debt settlement on my own?

Related FAQs

What is the average debt settlement amount?
What should I do if I can’t agree on a settlement amount?
What is the difference between debt settlement and debt management?
How can I ensure I don’t fall behind on payments during the settlement process?
Can I negotiate more than one debt settlement at once?
What happens to the debt that’s been settled?
How do I stop debt collection calls during the settlement process?
What fees are associated with debt settlement?
What is a debt settlement plan and how does it work?
Should I be wary of any companies offering “instant” debt settlement?

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