Do I need to hire a lawyer to negotiate a debt settlement?

Related FAQs

How do I report a debt settlement to the IRS?
Does debt settlement hurt my chances of obtaining new credit?
What documents do I need to provide during a debt settlement process?
What should I do if a creditor refuses to negotiate a debt settlement?
How will I know if a debt settlement offer is fair?
How will I know if the debt settlement negotiations are successful?
Can I negotiate a lower interest rate as part of a debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
What happens to the debt that’s been settled?
Can I negotiate a debt settlement over the phone?

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