Can creditors refuse to negotiate a debt settlement?

Related FAQs

Do I need to hire a lawyer to negotiate a debt settlement?
What if I can’t pay the full amount of a debt settlement?
How do I make sure I receive a fair settlement from my creditors?
What is a debt settlement plan and how does it work?
What are my rights and options when it comes to settling debt?
How do I find out the balance of my debt?
What are the potential consequences of a failed debt settlement?
Is debt settlement a good way to reduce debt?
How do I know if debt settlement is right for me?
When is it best to pursue debt settlement?

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