What is the difference between debt settlement and debt management?

Related FAQs

Are there any services that can help me with a debt settlement?
How does debt settlement impact my credit score?
Can I negotiate a lower interest rate as part of a debt settlement?
Who should I contact to settle my debt?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Should I use a debt settlement company or negotiate directly with my creditors?
When is it best to pursue debt settlement?
What should I do if I can’t agree on a settlement amount?
Is debt settlement better than bankruptcy?
Is there any way to expedite the debt settlement process?

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