What is the difference between debt settlement and debt management?

Related FAQs

How do I report a debt settlement to the IRS?
How do I find out the balance of my debt?
When can I start making payments on my debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
Are there any programs offering debt settlement help?
How do I know if I have been approved for a debt settlement?
How much money can I save by settling a debt?
What if I can’t pay the full amount of a debt settlement?
Are there any drawbacks to settling a debt?
Is debt settlement a good way to reduce debt?

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