What is a debt settlement plan and how does it work?

Related FAQs

Are there any programs offering debt settlement help?
What should I do if a creditor refuses to negotiate a debt settlement?
How do I know if I have been approved for a debt settlement?
What fees will I pay if I use a debt settlement company?
What are the risks of choosing to settle a debt?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
How do I know if a debt settlement company is reputable?
Is debt settlement better than bankruptcy?
What if the creditor refuses to settle the debt?
Are there any tax consequences to debt settlement?

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