What is a debt settlement plan and how does it work?

Related FAQs

What is an unsecured debt and how does it impact debt settlement?
How much should I expect to pay for a debt settlement service?
Are there any programs offering debt settlement help?
Is there a minimum debt amount to qualify for debt settlement?
Can I negotiate multiple debts at once during the settlement process?
Are there any laws governing debt settlement?
Should I use a debt settlement company or negotiate directly with my creditors?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What is a deemed satisfaction and how does that apply to debt settlement?
Are there any drawbacks to settling a debt?

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