Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

When is it best to pursue debt settlement?
What happens to the debt that’s been settled?
How does debt settlement impact my credit score?
What if the creditor refuses to settle the debt?
What should I look for in a good debt settlement company?
What is a deemed satisfaction and how does that apply to debt settlement?
When can I start making payments on my debt settlement?
How much should I expect to pay for a debt settlement service?
What are my rights and options when it comes to settling debt?
How do I find out the balance of my debt?

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