What if the creditor refuses to settle the debt?

Related FAQs

Is debt settlement a better solution than bankruptcy?
Are there any programs offering debt settlement help?
Can a creditor challenge a debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
What is the average time frame for debt settlement negotiations?
What should I do if a creditor refuses to negotiate a debt settlement?
How do I know if I have been approved for a debt settlement?
What is the average debt settlement amount?
What will happen to my credit score after a successful debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?

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