Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

Are there any legal requirements to debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
How do I make sure I receive a fair settlement from my creditors?
What is the process for appealing a denied debt settlement?
How do I know if a debt settlement company is reputable?
Should I use a debt settlement company or negotiate directly with my creditors?
Are there any drawbacks to settling a debt?
Are there any discounts available for debt settlement?
How much money can I save by settling a debt?
What happens if I miss a payment on a debt settlement?

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