Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

What is a debt settlement plan and how does it work?
Are there any drawbacks to settling a debt?
What is the difference between debt settlement and debt management?
What documents do I need to provide during a debt settlement process?
Do I have to pay taxes on debt settled through negotiations?
What is the best way to negotiate a debt settlement?
What is the difference between debt settlement and debt consolidation?
Can I settle a debt if I’m unemployed?
What is a lump-sum debt settlement and how does it work?
What is an unsecured debt and how does it impact debt settlement?

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