Are there any ways to avoid paying for a debt settlement service?

Related FAQs

Who should I contact to settle my debt?
Does debt settlement hurt my chances of obtaining new credit?
Can I negotiate a debt settlement on my own?
Do I have to pay taxes on debt settled through negotiations?
How do I protect my credit score during a debt settlement?
When is it best to pursue debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
What is an unsecured debt and how does it impact debt settlement?
What happens if I miss a payment on a debt settlement?
What should I do if I can’t agree on a settlement amount?

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