Are there any ways to avoid paying for a debt settlement service?

Related FAQs

What is an unsecured debt and how does it impact debt settlement?
Who should I contact to settle my debt?
How does a creditor determine if a debt should be settled?
Should I be wary of any companies offering “instant” debt settlement?
When is it best to pursue debt settlement?
What happens if I can’t afford to settle the debt in full?
How will I know if the debt settlement negotiations are successful?
Are there any laws governing debt settlement?
Are there any drawbacks to settling a debt?
Can I negotiate a debt settlement on my own?

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