Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Can I negotiate a lower principal balance as part of a debt settlement?
How do I make sure I receive a fair settlement from my creditors?
What are my rights and options when it comes to settling debt?
Should I be wary of any companies offering “instant” debt settlement?
Who should I contact to settle my debt?
How can I ensure I don’t fall behind on payments during the settlement process?
What should I do if a creditor refuses to negotiate a debt settlement?
Are there any risks associated with using a debt settlement firm?
What is an unsecured debt and how does it impact debt settlement?
What penalties or interest can creditors charge when settling debt?

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