Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

What is the process for appealing a denied debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
How can I make a debt settlement offer more attractive to creditors?
Can I negotiate a debt settlement on my own?
What happens if a debt settlement is not completed on time?
Can I negotiate a lower interest rate as part of a debt settlement?
What is the difference between debt settlement and debt consolidation?
What documents do I need to provide during a debt settlement process?
What is the best way to document a debt settlement?
How do I know if a debt settlement company is legitimate?

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