What is the difference between debt settlement and debt consolidation?

Related FAQs

How long will it take to settle a debt?
What is the average debt settlement amount?
Can I negotiate more than one debt settlement at once?
Can I negotiate multiple debts at once during the settlement process?
How can I ensure I don’t fall behind on payments during the settlement process?
What should I do if a creditor refuses to negotiate a debt settlement?
How do I know if a debt settlement company is reputable?
Is it possible to settle a debt for less than the amount owed?
Can I negotiate a debt settlement without the help of an attorney?
What are my rights and options when it comes to settling debt?

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