What is the difference between debt settlement and debt consolidation?

Related FAQs

Can I negotiate a lower principal balance as part of a debt settlement?
How does debt settlement impact my credit score?
How do I know if a debt settlement company is legitimate?
What is a “hardship program” and how can it help with debt settlement?
Is it possible to settle a debt for less than the amount owed?
What should I look for in a good debt settlement company?
What documents do I need to provide during a debt settlement process?
When is it best to pursue debt settlement?
Are there any tax consequences to debt settlement?
Is debt settlement reported to credit bureaus?

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