How do I stop debt collection calls during the settlement process?

When attempting to settle a debt in Hawaii, you may receive calls from debt collectors. Under federal and Hawaiian law, you have the right to stop such calls. To stop debt collection calls during the settlement process, take the following steps: 1. Write a letter of instruction to the debt collector. Explain that you are in the process of settling the debt and would like them to no longer contact you during this process. Make sure to keep a copy of the letter for your records. 2. Provide a contact number to the debt collector. This way, if there are any updates on the progress of your settlement, the collector can reach you. 3. If the debt collector refuses to stop calling, you can file a complaint with the Consumer Financial Protection Bureau. 4. Ask your attorney to contact the debt collector. If the debt collector does not comply with your wishes, the attorney will be able to take legal action to protect your rights. 5. Send the debt collector a copy of your settlement agreement. This will serve as proof that the debt has been settled and calls should cease. By following these steps, you can take action to protect yourself during the debt settlement process and stop debt collection calls. It is important to remember that debt collectors are not allowed to harass or make false statements in order to collect on a debt. If they do, you can report them to the Consumer Financial Protection Bureau.

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