Can creditors refuse to negotiate a debt settlement?

Related FAQs

What is the average time frame for debt settlement negotiations?
Can I negotiate a lower principal balance as part of a debt settlement?
Are there any risks associated with using a debt settlement firm?
Can I negotiate a reduced settlement amount?
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What is a “hardship program” and how can it help with debt settlement?
What is the best way to document a debt settlement?
How does debt settlement impact my credit score?
How much money can I save by settling a debt?
Can I settle a debt if I’m unemployed?

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