What is a “hardship program” and how can it help with debt settlement?

Related FAQs

Does debt settlement hurt my chances of obtaining new credit?
Can I negotiate a debt settlement without a debt settlement company?
What happens if I miss a payment on a debt settlement?
What is the difference between debt settlement and debt management?
How does debt settlement impact my credit score?
Can I negotiate a debt settlement on my own?
Can I negotiate multiple debts at once during the settlement process?
Are there any costs associated with a successful debt settlement?
Do I need to hire a lawyer to negotiate a debt settlement?
What are my rights and options when it comes to settling debt?

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